100% Financing
Our 100% financing programs are designed to increase home ownership across Florida. Even if you have past credit problems including bankruptcies and foreclosures, you may still qualify to buy a home with 100% financing.
You don't need a high paying job and long work history either. Our 100% financing programs are ideal for customers just starting out or, starting over.
No Money Down Program Features
- No down payment required
- No 1st time homebuyer requirement
- Loan amounts to $500,000
- No impounds of monthly property taxes and home insurance
- No cash reserves required
- Debt-to-income ratios above 50% allowed
- Seller may pay closing costs
- No mortgage insurance required
- Rates commonly less than traditional 20% down mortgages
- Repairs can be included in mortgage
- VA, FHA (100% FHA is possible) and USDA Rural Housing programs guaranteed by the US Government
- Many credit issues ok
- Popular with teachers, healthcare workers, police and firefighters when compared with other financing programs for public service workers.