Florida Interest Rates
The combination of interest rate volatility whereby Florida mortgage interest rates are changing throughout the day and ever changing lender guidelines has made it no longer practical for us to provide a daily snapshot of Florida mortgage interest rates as done here in the past.
For the most accurate quote, call one of our loan officers and request a free interest rate quote.
Charts of mortgage interest rates and other key interest rates are on our rate charts page.
| Type of Mortgage 1 | Max. LTV | Rate2 | Points | APR2 |
|---|---|---|---|---|
| Source: Florida mortgage interest rate survey | ||||
| 30 Year Fixed | 80% | Call | 0 | Call |
| 20 Year Fixed | 80% | Call | 0 | Call |
| 15 Year Fixed | 80% | Call | 0 | Call |
| 7/1 Amortizing ARM | 80% | Call | 0 | Call |
| 5/1 Amortizing ARM | 80% | Call | 0 | Call |
| 3/1 Amortizing ARM | 80% | Call | 0 | Call |
| VA Loan, 30 yr fixed | 100% | Call | 0 | Call |
| FHA Loan 30 yr fixed | 97%3 | Call | 0 | Call |
| FHA Loan 15 yr fixed | 97%3 | Call | 0 | Call |
| Green ZoneTM | 100% | Call | 0 | Call |
| First Time Buyer | 100% | Call | 0 | Call |
| Teachers, Healthcare, 1st Responder4 | 100% | Call | 0 | Call |
| Construction-Perm | 80% | Call | 0 | Call |
| Manufactured Home | 90% | Call | 0 | Call |
| Lot Loan | Up to 100% | Call | 0 | Call |
| Foreign National | 50% | Call | 0 | Call |
| Multi-family Commercial | 80% | Call | 0 | Call |
Note 1: May not be available in all counties
Note 2: Interest rate and APR for non-government loans based on 80% Loan to Value
Note 3: 100% FHA financing possible with seller concessions.
Note 4: Our 100% financing programs are not limited to Veterans, police, firemen, healthcare workers and teachers. Our Green ZoneTM program offers 100% financing in most areas of Florida. We also offer zero percent downpayment assistance. If the financing you are seeking isn't listed, give us a call and ask for todays interest rates.
Depending on the county, some programs may, or may not not be available. Interest rates, points and APR may differ from those shown below based on a variety of factors such as credit profile, loan amount, employment history, type of property and downpayment. For the most accurate information, call us and request a free quote.