Atlantic Mortgage
Since 1989 when we helped our first customer own a home in Melbourne, Florida, Atlantic Mortgage Services, Inc. has helped many thousands of happy customers finance residential, commercial and agricultural real estate across Florida; from Key West to Pensacola.
The staff of Atlantic Mortgage are very knowledgeable about Florida real estate and mortgage lending requirements. We take pride in working with you every step of the way in developing a customized program for your needs, insuring you get the best mortgage rate and post closing follow-up.
Full Service Mortgage Lender
As a licensed full service mortgage lender, Atlantic Mortgage is able to offer you a wider array of financing options than either a bank or mortgage brokerage.
Sometimes it's just a matter of helping a customer get into their dream home when they are a little short of money for the downpayment. Other times, it might be providing financing for a mixed use property such as a two story structure, the first floor having commercial use and the second floor being the owners residence. Maybe it's a 20 acre home and grove.
Whatever the scenario, as a mortgage lender, Atlantic Mortgage is able to offer you a wider array of financing options than either a bank or mortgage brokerage.
Loan Programs
Our loan programs enable you to buy land, build a home, purchase a home, refinance a home, refinance land, obtain a 2nd mortgage, consolidate debt, rehabilitate a home, make home improvements or, establish a home equity line of credit ( HELOC ).
For the self employed, retirees, investors, sales persons and others whose income is not shown on a Federal W2 form, we offer reduced documentation self employment loan programs.
100% Financing
In addition to 97% VA/FHA financing, Atlantic Mortgage offers 100% financing programs throughout Florida without requiring that you be a 1st time buyer.
Atlantic Mortgage developed the Green Zone™ 100% financing program to enable modest income households without funds for a downpayment to own a home in most areas of Florida. This program has long term fixed rates, no 1st time buyer requirements, no job restrictions, unlimited seller concessions and is very forgiving of credit issues.
It's Easy
For your free rate quote, free prequalification or free preapproval, call, stop by or, use our online form. After hours appointments are ok. When it comes to saving money don't delay. Just call, click or drive to Atlantic Mortgage and learn why Florida Today readers voted us " Best Mortgage Lender of Brevard County " in 2005 and 2006!